Insurance Information for Inbound Rotary Exchange Students
How to apply for insurance
All ESSEX inbound students are required to take CISI Bolduc medical insurance. There are no exceptions, even if you have other health insurance. You will receive an email that includes a link specific to you to enroll for the insurance.
More details on insurance can be found here:
- Insurance overview for those students traveling into the USA
- Insurance overview for those students traveling into Canada and Bermuda
Should you have questions, contact your Rotary District Chair.
Frequently Asked Questions
What are the differences between the Plans?
Inbound to the USA – Plan B and Plan B+
Accident and sickness for students traveling into the United States
Plan B pays 80% of the first $5,000, 100% thereafter of usual and customary charges up to the $1,000,000 USD maximum once the student pays a one-time $100 deductible (out of pocket expenses $1,100).
Plan B+ pays 100% of usual and customary covered charges up to $1,000,000 USD maximum.
Inbound to Bermuda or Canada – Plan B
Accident and sickness for students traveling outside of the United States
Plan B pays 100% of usual and customary covered charges up to the $1,000,000 USD maximum (out of pocket expenses $0).
How do I enroll?
Every outbound student will receive a special link by email for enrollment. A credit card payment is required. Insurance materials are e-mailed back to the participant instantly.
How can I pay for the insurance?
Insurance payment is due in full at the time of enrollment with Visa, Mastercard, and American Express.
CISI-Bolduc encourages students inbound to the United States to contact their credit card company or bank prior to purchasing the insurance via credit card due to a heightened risk of international credit card fraud. Such security measures mean that some unusual transactions may be denied.
How long does it take for you to process my insurance application?
Complete application and payment must be received prior to receiving necessary paperwork for your departure.
Once I send my application and payment, will I get anything back to confirm I have insurance?
Once we receive your completed application and payment your insurance enrollment will be processed instantly.
When does my insurance coverage begin?
Upon enrollment, you will receive an email confirmation which will contain your insurance ID card, policy brochure, claim form and consulate letter. Your policy will start on the day of departure and will expire once you return to your home country.